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This is an account of how several little things came together to make our life a little more interesting and far more sexual. My wife and I have been married for five years now and are both knocking on the door of 30. We live an ordinary life in a nice semi in an ordinary town and very much Mr and Mrs average with a nice group of friends, two £20k incomes and go to the pub on Friday nights. Ann (my wife) is a petite 5ft 4 with shoulder length red hair, nice 36D chest, rounded bottom and my wet dream. Ann is a grade 2 nurse. My name is Dan; I'm average height, average build with thinning hair cut to a number 2 and work as an Insurance claims assessor (dull).

Last summer our ordinary lives became a little less ordinary when my wife was keeping an eye on our best friends house whilst they were on holiday in Tenerife. She went over one afternoon to feed the fish and check all was in order but while she was there she left a cigarette burning in the lounge, forgot about it, and came home. A few hours later we got a call from our friends neighbour saying that the fire brigade were at our friends house. Ann made me drive her over and we found that the whole ground floor was destroyed and upstairs was badly smoke damaged. Ann was overawed with guilt when the fireman said that the fire started in the centre of the lounge and a melted glass ashtray suggested it was from a cigarette. Ann called in sick from work and ...

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