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I was so upset when my granny passed away that I cried for nearly a week and even had to take a few days off work because of my grief. I still miss her today and would much rather she was still with us even though she was so generous to me in her will. It transpired that my grandparents were very astute and although they lived very modestly, they quietly built a substantial fortune amounting to nearly one million pounds sterling. My mother and uncle were the main beneficiaries but when everything was finally settled, all five grandchildren received cheques for just over fifty thousand pounds each.

That was a few months ago and although I really wanted to share my windfall in some way with Ebony she refused to accept money so we agreed that I would pay to have a new kitchen installed in our apartment.

After several trips to his showroom and a couple of home visits, Matt Johnson was now sitting at our kitchen table on that Wednesday evening finalising the plans and designs so that Ebony and I could proceed. After a little further negotiation I signed on the dotted line and handed over a cheque for the deposit.

We were all pleased that a commitment had finally been made and we knew that Matt's team would do a great job. Ebony opened a bottle of wine and brought three glasses to the table. Matt was reluctant at first but ...

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