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I am Darlene. I got married to Dave right out of college (he had graduated a year earlier and was getting a master's degree). We have been married for twelve years now and I am thirty-four. Dave is thirty-six. We have two kids, a boy and a girl. Dave makes good money in the financial sector, and my job isn't so bad either. We can afford a nanny for the kids, which gives us a lot of freedom with respect to both work and anything else we might like to try.

I consider "hubby" to be a term of derision, and an identification of spousal inadequacy. I swear I never called my husband, "hubby," or even thought about applying that term to Dave, until I started cheating on him with Steve. Let me tell you how it happened.

Dave and I belong to a tennis/swim/golf club. I focus on tennis and swimming. Dave is into golf. We are at the club most weekends, and the kids love it. They can run around and disappear and pretty much do anything they want to with the friends they have there, and we don't have the slightest worry about their safety. "Club" equals freedom for our kids. And for us, too, I suppose. Dave is off for eighteen holes. I swim, tan, and maybe will play tennis if I can pick up a partner.

In the case of Steve, it was the partner who picked me up.

Steve is married, too, but his wife is not, apparently, into the club life. I have only seen her once, and I must say I am not impressed. She ...

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