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1. The Ranch

Mark Phoenix didn't believe in fate, but recent events had started him thinking maybe there was something to all this fate mumbo jumbo?

It was 6am on a cool Saturday morning in October when Mark woke up from a deep and peaceful sleep. No alarm clocks were needed, after many years of owning his own business and then the past couple of years working in HVAC, he just always woke up at that time. But today was different, today was the first day of his so-called early retirement.

He hadn't planned on retiring at 50, but after his wife of 28 years, Alice, gave him the ‘I'm leaving you' speech a little over a month ago, he was forced to rethink things.

They managed to sell their lake front house within two weeks, thanks to a hot housing market, and then sold their furniture and other belongings at auction. After paying the legal fees and the rest of their debts, they split the remaining funds, leaving them just over $500K each... not enough to retire and live a life of luxury, but that wasn't the type of life Mark wanted anyway!

Mark donned his white cowboy hat, that he wore almost every day, as he stepped out of his trailer and into the Walmart parking lot. Then a short walk across the parking lot to the McDonald's restaurant, to use ...

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