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My name is Dave Murphy. I'm 29 years old, 6'1" and 185 lbs. People consider me reasonably good looking. I'm married to Kathy who people consider to be really good looking. She is blonde, 28, 5'6", 120lbs and has a great figure. We were high school sweethearts and married right after college. We have two kids: Rory (6) and Emma (41/2).

I have a good job with a software company that specializes in small to medium-sized banks. I lead teams installing the software at client banks. These can be sizeable projects, as we have to convert the data from our clients' older systems. Kathy is a stay at home mom. I make good money but with only one income, family expenses, mortgage, car payments, credit card debts and it's a bit of a struggle at times.

Recently I've been working on an assignment for a bank on the other side of the city from our home, the drive often taking an hour or more. Since the bank is one of our largest clients our firm has allocated a senior salesperson to manage the account. Gerry and I get along well together: he trusts me on all technical issues and I appreciate his ability to handle client executives. Gerry is in his mid-forties, balding, is short - no taller than 5'6"- as well as overweight - in excess of 200 lbs. Like several fat men I've known he's particular about how he dresses: expensive custom suits and Italian shoes. He is divorced.

Sometimes I stop in for a light beer at a bar near the client to let ...

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